"Do not save what is left after spending, rather spend what is left after saving."
WARREN BUFFETT
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[1/4] Personal Finance is a very crucial concept that is often ignored. This is an attempt to spread awareness related to personal finance.
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The idea is part of this collection:
Learn more about moneyandinvestments with this collection
How to create a diversified portfolio
How to analyze stocks and bonds
Understanding the basics of investing
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Pay Yourself First
The fundamental principle of wealth-building is to pay yourself first. This means:
- Save at least 10% of all income before paying other expenses
- This portion is sacred and must be saved regardless of other demands
- The 10% is not for spending but for ...
Pay Yourself First
Prioritise your savings, not saving what is left after spending.
When budgeting, consider what is necessary to cover your basic needs, then figure out how much you want to save. The leftover is spending money. If it helps, think of your savings and investments as a monthl...
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